Peer to peer Investing

Peer to Peer (P2P) Lending in India

Complete transparency

Earn up to 30% on your investments
Minimum investment – Rs. 10,000
Loan rates from 11% to 36%
Loans available from - Rs. 20,000 to Rs. 500,000
10 Best Startups in Financial Services

Safe & Secure Peer to peer Lending Platform

People-Lend is a Peer-to-Peer lending platform that connects pre-verified borrowers with investors. Borrowers can raise loan-requests and investors can choose to fulfil the request completely or a part of it. The returns are directly passed on to the investors in its entirety.

Investors earn more

We have cut down on our operation costs by removing intermediaries and minimizing physical infrastructure to ensure that you get a higher return on your investments.

Learn how

Risk-Return Balance

your investments across multiple loan requests to mitigate risks.We have tied up with collection agencies for missed payments who ensure quickrecovery.

Why Invest

Cheaper loans

Borrowers with a good credit score can get loans at much cheaper rates as compared to banks and other financial institutions.

Who can borrow

Quick Borrower registration

We have simplified the entire process of registration, documentation and disbursement to ensure a hassle-free experience.

Why Borrow

Peer to Peer made easy

We have abridged the process of investing and borrowing while ensuring that we only take the necessary information and/or documents from investors and borrowers. The platform is user-friendly allowing for direct communication between the investor and borrower. Their identities are not revealed to each other till an agreement is reached.


Registration & Documentation

A form needs to be filled and verified by us. KYC documents, as set by RBI for banks, need to be submitted.


Search & Agreement

Our platform provides a communication system that enables Borrowers & Lenders to make offers to each other and accept or reject them based on their requirements.


Disbursement & Payback

After an agreement has been reached, the disbursement can happen directly to the borrower’s account or through a holding account managed by us. EMI’s are to be paid by the 5th of every month.

Why People-Lend? - An Unique Peer to peer to Lending Platform

People-Lend uses technology & advanced analytics to engineer deals that benefit both Borrowers and Lenders. Our key strengths lie in a simple process, quick and easy documentation and a robust platform.

Graded Credit Scoring System

We have a proprietary software which assesses every borrower’s credit standing which is also made available to investors which allows them to make an informed decision.


 Investors can liquidate their assets before maturity without affecting the borrower’s amortization schedule.

Free Investment advice

We have a dedicated team to assist investors in exploring investment options with us.

What peer to peer users say about us!

Peer to Peer Lending updates

Peer to Peer lending is a new investment tool in India. We are constantly trying to educate people about this investment alternative through articles and news snippets.

RBI’s Consultation Paper on Peer to Peer Lending

What does RBI have to say about P2P lending?

Find out here

Some facts about Peer to Peer Lending

A look at the pros and cons of P2P lending

Read More

P2P lending :a cheap and easy finance option for borrowers

A gainful insight into the P2P lending market

Read More

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